TERMS OF SERVICE

Effective Date: 29 November 2025
Last Updated: 6 December 2025

1. AGREEMENT TO TERMS

1.1 — Introduction

By accessing, reading, subscribing to, or using The Compass newsletter and website (the “Service”), you agree to be bound by these Terms of Service. This is a legally binding agreement between you and the Carson Wagner, the owner of this newsletter (“I”).

If you do not agree with these Terms in their entirety, you must immediately discontinue use of the Service and unsubscribe from all communications.

Your continued use of the Service constitutes acceptance of these Terms and any future modifications.

1.2 - Age Requirements and Parental Consent

The Service is intended for users aged 13 and older. If you are under the age of 18, you represent that you have obtained permission from your parent or legal guardian to use the Service and that your parent or legal guardian has reviewed and agreed to these Terms on your behalf.

Parents and legal guardians of minors are responsible for monitoring and supervising their minor’s use of the Service. By allowing your minor child to use the Service, you agree to be bound by these Terms with respect to your child’s use.

2. MODIFICATION OF TERMS

I reserve the right to modify, amend, or update these Terms at any time, at my sole discretion, with or without prior notice. All changes become effective immediately upon posting to the Service or distribution via newsletter.

It is your responsibility to review these Terms periodically for changes. Your continued use of the Service following any modifications constitutes binding acceptance of the updated Terms. If you do not agree to the modified Terms, your sole remedy is to discontinue use of the Service.

While I may provide notice of significant changes, I am under no obligation to do so.

3. ACCEPTABLE USE AND CONDUCT

3.1 — Prohibited Activities

You agree not to engage in any of the following activities:

• Posting or transmitting content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, hateful, or discriminatory in nature

• Distributing spam, unsolicited advertising, promotional materials, or chain letters

• Impersonating any person or entity or misrepresenting your identity or affiliation

• Disrupting the Service or interfering with other users’ ability to access or enjoy the Service

• Transmitting viruses, malware, or any other harmful computer code

• Violating any applicable local, state, national, or international laws or regulations

• Collecting or storing personal information about other users without their express consent

• Using automated systems, including bots, scrapers, or crawlers, to access the Service without my express written permission

3.2 — User Comments and Interactive Features

The Service may include comment sections, discussion areas, and other interactive features. Access to these features is a privilege, not a right, and may be revoked at any time at my sole discretion.

All user-generated content is subject to moderation. I reserve the right to monitor, review, edit, refuse to post, or remove any user content at any time, for any reason or no reason, without explanation or notice.

By submitting content through the Service, you grant me a perpetual, worldwide, royalty-free, non-exclusive license to use, reproduce, modify, publish, distribute, and display such content in any manner and through any medium.

You represent and warrant that any content you submit does not infringe upon any third party’s intellectual property rights, including copyrights, trademarks, or other proprietary rights.

3.3 — Enforcement

Violations of any condition of these Terms may result in:

• Immediate removal of content

• Temporary or permanent suspension from the Service

• Reporting to the platform provider (Substack) or relevant authorities

• Legal action if warranted

I am not required to provide warnings before taking enforcement action. All enforcement decisions are made at my sole discretion.

4. INTELLECTUAL PROPERTY RIGHTS

4.1 — Ownership and Protection

All content published through the Service—including but not limited to articles, essays, images, graphics, videos, logos, design elements, and other materials—is my exclusive property unless explicitly stated otherwise. All content is protected by United States and international copyright, trademark, and intellectual property laws.

4.2 — Permitted Use

You are granted a limited, non-exclusive, non-transferable license to access and read the Service for personal, non-commercial purposes only. You may share links to content with brief descriptions or excerpts.

4.3 — Prohibited Use

You may not:

• Copy, reproduce, republish, or redistribute substantial portions of content in any form

• Use content for commercial purposes without my express written permission

• Modify, adapt, or create derivative works from any content

• Remove, alter, or obscure any copyright notices, watermarks, or attribution

• Use automated tools to scrape, download, or archive content in bulk

• Frame, embed, or mirror any portion of the Service on other websites without authorization

Sharing a link with a brief excerpt or description is acceptable. Copying entire articles, substantial portions of articles, or systematic reproduction of content is strictly prohibited.

4.4 — Copyright Enforcement

Unauthorized use of content constitutes copyright infringement. I actively monitor for violations and will enforce my intellectual property rights to the fullest extent permitted by law.

Violations will result in:

• Formal copyright violation notices

• Cease-and-desist orders

• Potential legal action, including claims for statutory damages, actual damages, and attorney’s fees as provided under copyright law

4.5— DMCA Takedown Procedure

If you believe that content posted by a user on the Service infringes your copyright, you may submit a DMCA takedown notice to thecarsonwagnershow@gmail.com containing:

• Your physical or electronic signature

• Identification of the copyrighted work claimed to have been infringed

• Identification of the material claimed to be infringing and information sufficient to locate it

• Your contact information (address, telephone number, email address)

• A statement that you have a good faith belief that use of the material is not authorized

• A statement, under penalty of perjury, that the information in the notification is accurate and that you are authorized to act on behalf of the copyright owner

Upon receiving a valid DMCA notice, I will remove or disable access to the allegedly infringing material promptly.

If you believe your content was wrongly removed, you may submit a counter-notice with the same contact information, including a statement under penalty of perjury that the content was removed by mistake or misidentification.

5. SUBSCRIPTION AND EMAIL COMMUNICATIONS

5.1 — Email Collection and Use

By subscribing to the Service, you explicitly consent to receive newsletters, updates, promotional materials, and other communications via email. Your email address will be collected and stored for the purpose of delivering the Service.

You may unsubscribe from emails at any time by clicking the “unsubscribe” link included in every email or by contacting me directly at thecarsonwagnershow@gmail.com

5.2 — Paid Subscriptions

The Service may offer paid subscription tiers with additional benefits, exclusive content, or other premium features.

All subscription fees are stated in U.S. Dollars and are non-refundable except as required by law or as explicitly stated in a promotional offer. By purchasing a paid subscription, you authorize recurring charges to your payment method until you cancel.

You may cancel your paid subscription at any time through your account settings or by contacting me directly. Cancellation will take effect at the end of your current billing period, and you will retain access to paid features until that time.

I reserve the right to change subscription pricing at any time. Existing subscribers will be notified of price changes at least 30 days in advance, and changes will take effect at the next renewal period.

5.3 — Payment Processing

All payment processing is handled by third-party payment processors (such as Stripe or Substack’s payment system). I do not directly collect or store your payment card information. Your use of payment processors is subject to their respective terms of service and privacy policies.

6. AFFILIATE RELATIONSHIPS AND THIRD-PARTY LINKS

The Service may contain affiliate links and sponsored content through which I may receive compensation, commissions, or other consideration when you click links or make purchases from third parties.

I am not responsible for the content, products, services, practices, or policies of any third-party websites, services, or entities. Your interactions with third parties, including all transactions and delivery of goods or services, are solely between you and the third party.

I make no representations, warranties, or guarantees regarding any third-party offerings linked from the Service.

The Service may contain affiliate links and sponsored content through which I may receive compensation, commissions, or other consideration when you click links or make purchases from third parties.

7. DISCLAIMERS AND LIMITATIONS

7.1 — No Warranties

THE SERVICE AND ALL CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

I do not warrant or guarantee that:

• The Service will be uninterrupted, timely, secure, or error-free

• Content will be accurate, reliable, complete, or current at all times

• Any errors or defects will be corrected

• The Service will be free from viruses or other harmful components

7.2 — Content Is Informational & Opinion Only

All content provided through the Service is for general informational, educational, and entertainment purposes only. Content represents my personal opinion, analysis, and commentary and should not be construed as professional advice of any kind, including but not limited to financial, legal, medical, investment, political, or other professional advice.

While I strive for accuracy and conduct fact-checking when possible, errors may occur. If you identify any errors, I encourage you to notify me. However, I assume no responsibility for inaccuracies or omissions.

Content related to political matters, current events, public figures, and policy issues reflects my personal perspective and should be understood as opinion and analysis, not as objective fact or professional guidance.

You acknowledge that any decisions made based on content from the Service are made at your own risk. You should consult with qualified professionals before making any significant decisions.

7.3 — Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, I SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO YOUR USE OF THE SERVICE, INCLUDING BUT NOT LIMITED TO LOST PROFITS, LOST DATA, BUSINESS INTERRUPTION, OR ANY OTHER LOSSES, EVEN IF I HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

If your jurisdiction does not allow certain limitations of liability, these limitations may not apply to you, and my liability shall be limited to the maximum extent permitted by law.

8. INDEMNIFICATION

By using the Service, you agree to defend, indemnify, and hold me harmless from and against any and all claims, damages, liabilities, costs, and expenses (including reasonable attorney’s fees) arising from or related to:

• Your violation of these Terms

• Your use or misuse of the Service

• Content you submit or transmit through the Service

• Your violation of any law or the rights of any third party

This indemnification obligation survives termination of these Terms and your use of the Service.

9. PRIVACY AND DATA COLLECTION

Your use of the Service is subject to my Privacy Policy, which describes how information about you is collected, used, and disclosed. By using the Service, you consent to data practices as described in the Privacy Policy.

While reasonable measures are taken to protect information, I cannot guarantee absolute security. You acknowledge that you provide information at your own risk.

10. TERMINATION

10.1 — Termination by You

You may terminate your use of the Service at any time by unsubscribing through the provided mechanism or by contacting me directly.

10.2 — Termination by Me

I reserve the right to suspend, restrict, or terminate your access to the Service at any time, for any reason or no reason, with or without cause, and with or without prior notice.

Grounds for termination may include, but are not limited to:

• Violation of these Terms

• Conduct deemed harmful to other users, third parties, or my interests

• Any other reason I deem appropriate in my sole discretion

10.3 — Effect of Termination

Upon termination, your right to use the Service immediately ceases. Provisions of these Terms that by their nature should survive termination shall remain in effect, including ownership provisions, warranty disclaimers, indemnification obligations, and limitations of liability.

If you have a paid subscription at the time of termination by me for reasons other than your violation of these Terms, you may be entitled to a prorated refund at my sole discretion.

11. GOVERNING LAW AND DISPUTE RESOLUTION

11.1 — Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles.

11.2 — Jurisdiction and Venue

You agree that any legal action or proceeding arising out of or related to these Terms or your use of the Service shall be brought exclusively in the federal or state courts located in Tuolumne County, California. You consent to the personal jurisdiction of such courts and waive any objection to venue.

11.3 — Individual Disputes Only

To the extent permitted by law, you agree that any dispute resolution will be conducted on an individual basis only, and not as part of a class action, consolidated action, or representative proceeding.

12. RESERVATION OF RIGHTS AND DISCRETIONARY AUTHORITY

I expressly reserve all rights not explicitly granted in these Terms. I retain absolute discretion to:

• Modify, suspend, or discontinue the Service or any features at any time

• Alter subscription terms, pricing, or access requirements

• Refuse to provide the Service to any person for any reason

• Take any action deemed necessary to protect my interests or enforce these Terms

• Exercise complete editorial control over all content, including decisions regarding what to publish, feature, promote, or remove

• Interpret and apply these Terms as I deem appropriate

• Grant exceptions to these Terms for specific users or circumstances at my sole discretion

• Do anything else I deem necessary to further the purposes of the Service, at my sole discretion

No waiver of any provision of these Terms shall constitute a waiver of such provision in any other instance or of any other provision herein.

13. GENERAL PROVISIONS

13.1 — Entire Agreement

These Terms, together with the Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and me regarding the Service and supersede all prior understandings and agreements.

13.2 — Severability

If any provision of these Terms is determined to be unlawful, void, or unenforceable, such provision shall be severed and shall not affect the validity or enforceability of the remaining provisions.

13.3 — Assignment

You may not assign or transfer these Terms or any rights granted hereunder without my prior explicit written consent. I may freely assign these Terms without restriction or notification.

13.4 — Force Majeure

I shall not be held liable for any failure or delay in performance due to circumstances beyond my reasonable control, including natural disasters, pandemics, wars, technical failures, or other force majeure events.

13.5 — Contact and Notices

Notices to you will be provided via email to the address associated with your subscription or through posting on the Service.

For questions or notices regarding these Terms, please contact:

Carson Wagner
thecarsonwagnershow@gmail.com
PO Box 344
Standard, CA 95373

Or,

BY ACCESSING OR USING THE SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE. IF YOU DO NOT AGREE, YOU MUST NOT USE THE SERVICE.